Gateway Insurance Company | A Specialty Insuror Since 1946

Automobile Liability Coverage is insurance against financial loss because of the insured's liability to others for vehicle related injuries or property damage.

Commercial General Liability is a policy providing protection against claims of bodily injury or property damages for which your business may be liable.

Motor Truck Cargo is a form of insurance designated to cover articles in transit.

Surety Insurance is sureties and guarantees issued to third parties for the fulfillment of contractual liabilities.

Uninsured Motorists in an automobile policy option which covers one for property damage and bodily injury caused by another motorist who does not carry liability insurance.

The following are some general terms that may be helpful to you in reading and understanding your insurance policy with Gateway Insurance Company. Because insurance laws vary throughout the United States or coverages may not be available in some jurisdictions, the information below may not apply to all situations. These terms and definitions in your actual policy will govern any claims or questions of interpretation. Please take this opportunity to read these terms. If you have any questions, please contact your agent.

Collision is when your vehicle strikes another object or vehicle. Collision insurance pays for the resulting damages to your vehicle less any applicable deductible you may have on your policy.

Comprehensive Coverage is coverage intended to protect you and pay for damages to your vehicle against loss or damage resulting from fire, theft, windstorm, vandalism, etc., but usually not to include loss by collision or upset (i.e., roll over) other than colliding with an animal.

Deductible is the amount of the loss in which you, the insured, must first pay before the company pays the balance of the damages sustained from an accident or incident.