A Specialty Insurer Since 1946
Who pays off my loan balance if my vehicle is totaled?
Who will pay my lost wages if I’m unable to work?
How does Gateway assign the representative who will handle my claim?
What’s Bodily Injury Liability Coverage?
What’s No-Fault Insurance?
For covered accidents we will pay the actual cash value of the vehicle, up to the limits of the policy, minus your policy deductible. You may be responsible for any loan amounts in excess of the settlement amount.
Eligibility for lost wage reimbursement varies from state-to-state, and is based on what type of coverage you purchased. If you have specific questions regarding lost wage coverage, you may ask the claim representative assigned to you.
Our claim representatives specialize in different types of claims and territories. A representative will be assigned based on the facts and territory of your particular claim.
Bodily Injury Liability Coverage protects you from liability claims that arise when you are involved in an accident and another person is injured. Any specific questions on this coverage should be directed to your claim representative.
No-Fault Auto Insurance Coverage pays for each driver’s own injuries, up to the limits specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.
PIP generally covers an insured person, covered family members, and covered passengers for certain reasonable and necessary expenses for bodily injury caused by a covered accident, regardless of who is at fault. Some examples of typical expenses include:
- Medical and hospital
- Income continuation
- Loss of services
- Child care
- Funeral
PIP coverage is not available in every state; coverages and limits may vary. Additional terms, conditions, and exclusions apply. Check with your claim representative if you have questions regarding this coverage.
All coverages are subject to availability and qualifications. Other terms, conditions and exclusions apply. This is a brief description of coverages; this is not a contract. Please read your policy for full coverage details. The actual premium for coverage will vary based on a number of factors including, but not limited to, the coverages, limits and deductibles you choose.
Copyright © 2007 Gateway Insurance Company. All rights reserved.
What’s Personal Injury Protection (PIP)?
